2009年12月10日 星期四

Reading reaction journal 5

Reference:Jeffries,A and Rosato,D (2009,November 23) “5 ways to pump up your income” CNN.ocm
Retrieved December 8 2009 from
http://money.cnn.com/2009/11/20/pf/boost_income.moneymag/index.htm

Summary:
In this article, the writer tells us some ways to pump up your income because your boss, your bank, and your portfolio may not give you similar this reward when you invest thereinafter options. You can consult someone who is professional in this field help you pump up your income. Therefore, there are some options that which option is suiting you. Some ways are high risk option, some ways are medium risk option, and some ways are low risk option. In the high option, you can earn high reward. But, it not suits everyone because you also have to think that you will lose a lot of money. In the medium option and low option, one can buy REIT fund. Real estate investment trusts, which invest in income-producing property like offices and malls. The other is buying fund of global. It has low reward in this invest. Another function is renting your unused space, if you have it. Above mentioned options can pump up your income more than your bank, and boss, and your portfolio.
Reaction:
Now, your one dollar is not similar ten or twenty years ago. You can spend twenty thousand to buy a house in L.A or other famous city in twenty years ago. But, now you cannot do it. Although, your salary is more than twenty years ago, but your salary is still cannot following the prices during now. So, we have to do thing can pump up to our income. Some people think about the interest of bank is a safety way to pump up income. But the bank is already not a safety way to pump up our income because a lot of banks are bankruptcy in the last few years. In my opinion, you can choose some low risk’s fund to invest, if you are a fearing person of risk. For example, debenture or global fund, these two are very low risk. But, the reward still more than your bank’s interest. If you accept high risk, you can choose funds of high risk or stocks. These can let you get a lot of reward in short time. I also like this two because l do not like the reward very slow. Although, I used to lose a lot of money in short time. But, I still like these types to pump up my income. In the high prices era, you have to think that how can I pump up your income. Do not just save your money in your bank. You can choose other way to pump to your money. I think that a lot of banks have this services that you can consult some adviser from your bank that which way is suiting you investing. And then can pump up your income.

2009年12月2日 星期三

Reading reaction journal 4

Are you committing career suicide?
Reference:Dickler.J November 11, 2009 “Are you committing career suicide?”.
Retrieved November 30 2009 from
http://money.cnn.com/2009/11/19/news/economy/survival_jobs/index.htm
Summary:
Society of nowadays is not similar before. Requirements of employment are also too. You have to show yourself in your job, not just wait someone to find your ability in your job. In the article, many people are still doing part time job -a record high in the U.S. In some enterprise, a lot of people are would rather lower rank from their former position or salary. They do not want to lose their job because they know that if they lose their job, maybe they will not find a same position or salary’s job as they did before. Also, they have to pay their bills. If you want to find another job, you have to decrease your salary as you did before when your employer ask about your salary of expect. Therefore, a lot of people choose lower rank and salary. Some people choose to do pioneering work by themselves. Although, the income just half as they did before. But they are still satisfied their live.
Reaction:
In the in time of unemployment rate, if you do not want to lose your job, you need to show your extra abilities and commit in your company keeping your position and salary. Otherwise, many people are waiting your position when you are fired out. In ten years ago in Taiwan, nobody can replace in your job, if you get a degree from the U.S. But, this situation is impossible happening in any enterprises now because a lot of people also get degree from the U. S. therefore you have to show your extra abilities and commit to your interviewer when you go to interview. You can use this method to raise your recruit’s rate and chance of employment.