Reference:Jeffries,A and Rosato,D (2009,November 23) “5 ways to pump up your income” CNN.ocm
Retrieved December 8 2009 from
http://money.cnn.com/2009/11/20/pf/boost_income.moneymag/index.htm
Summary:
In this article, the writer tells us some ways to pump up your income because your boss, your bank, and your portfolio may not give you similar this reward when you invest thereinafter options. You can consult someone who is professional in this field help you pump up your income. Therefore, there are some options that which option is suiting you. Some ways are high risk option, some ways are medium risk option, and some ways are low risk option. In the high option, you can earn high reward. But, it not suits everyone because you also have to think that you will lose a lot of money. In the medium option and low option, one can buy REIT fund. Real estate investment trusts, which invest in income-producing property like offices and malls. The other is buying fund of global. It has low reward in this invest. Another function is renting your unused space, if you have it. Above mentioned options can pump up your income more than your bank, and boss, and your portfolio.
Reaction:
Now, your one dollar is not similar ten or twenty years ago. You can spend twenty thousand to buy a house in L.A or other famous city in twenty years ago. But, now you cannot do it. Although, your salary is more than twenty years ago, but your salary is still cannot following the prices during now. So, we have to do thing can pump up to our income. Some people think about the interest of bank is a safety way to pump up income. But the bank is already not a safety way to pump up our income because a lot of banks are bankruptcy in the last few years. In my opinion, you can choose some low risk’s fund to invest, if you are a fearing person of risk. For example, debenture or global fund, these two are very low risk. But, the reward still more than your bank’s interest. If you accept high risk, you can choose funds of high risk or stocks. These can let you get a lot of reward in short time. I also like this two because l do not like the reward very slow. Although, I used to lose a lot of money in short time. But, I still like these types to pump up my income. In the high prices era, you have to think that how can I pump up your income. Do not just save your money in your bank. You can choose other way to pump to your money. I think that a lot of banks have this services that you can consult some adviser from your bank that which way is suiting you investing. And then can pump up your income.
2009年12月10日 星期四
2009年12月2日 星期三
Reading reaction journal 4
Are you committing career suicide?
Reference:Dickler.J November 11, 2009 “Are you committing career suicide?”.
Retrieved November 30 2009 from
http://money.cnn.com/2009/11/19/news/economy/survival_jobs/index.htm
Summary:
Society of nowadays is not similar before. Requirements of employment are also too. You have to show yourself in your job, not just wait someone to find your ability in your job. In the article, many people are still doing part time job -a record high in the U.S. In some enterprise, a lot of people are would rather lower rank from their former position or salary. They do not want to lose their job because they know that if they lose their job, maybe they will not find a same position or salary’s job as they did before. Also, they have to pay their bills. If you want to find another job, you have to decrease your salary as you did before when your employer ask about your salary of expect. Therefore, a lot of people choose lower rank and salary. Some people choose to do pioneering work by themselves. Although, the income just half as they did before. But they are still satisfied their live.
Reaction:
In the in time of unemployment rate, if you do not want to lose your job, you need to show your extra abilities and commit in your company keeping your position and salary. Otherwise, many people are waiting your position when you are fired out. In ten years ago in Taiwan, nobody can replace in your job, if you get a degree from the U.S. But, this situation is impossible happening in any enterprises now because a lot of people also get degree from the U. S. therefore you have to show your extra abilities and commit to your interviewer when you go to interview. You can use this method to raise your recruit’s rate and chance of employment.
Reference:Dickler.J November 11, 2009 “Are you committing career suicide?”.
Retrieved November 30 2009 from
http://money.cnn.com/2009/11/19/news/economy/survival_jobs/index.htm
Summary:
Society of nowadays is not similar before. Requirements of employment are also too. You have to show yourself in your job, not just wait someone to find your ability in your job. In the article, many people are still doing part time job -a record high in the U.S. In some enterprise, a lot of people are would rather lower rank from their former position or salary. They do not want to lose their job because they know that if they lose their job, maybe they will not find a same position or salary’s job as they did before. Also, they have to pay their bills. If you want to find another job, you have to decrease your salary as you did before when your employer ask about your salary of expect. Therefore, a lot of people choose lower rank and salary. Some people choose to do pioneering work by themselves. Although, the income just half as they did before. But they are still satisfied their live.
Reaction:
In the in time of unemployment rate, if you do not want to lose your job, you need to show your extra abilities and commit in your company keeping your position and salary. Otherwise, many people are waiting your position when you are fired out. In ten years ago in Taiwan, nobody can replace in your job, if you get a degree from the U.S. But, this situation is impossible happening in any enterprises now because a lot of people also get degree from the U. S. therefore you have to show your extra abilities and commit to your interviewer when you go to interview. You can use this method to raise your recruit’s rate and chance of employment.
2009年11月10日 星期二
Reading reaction journal 3
Dickler. J November 10, 2009 “Job openings rise, but hiring still weak” Retrieved November, 10, 2009 from
http://money.cnn.com/2009/11/10/news/economy/job_openings/index.htm
Summary:
A lot of global economists think that the recession may be ending. But 15.7 million people still cannot find a job. The government of America shows a report that unemployment rate rose above 10%. In this report shows that a lot of companies still not recruit new employees because economical still not restore in America. They are waiting for economical restore. But some companies still recruit new employments. These companies are a wish in this time of high unemployment rare for the unemployed because they solution some problems about unemployment rare and keep their live.
Reaction:
In the time of high unemployment rare, the government of America has to make a bill to help the unemployed. I think that we have to increase consume in market of consumption. If we increase consume, the companies will increase yield. When companies increase yields, they must recruit some new employees. In this way, a lot of people will get a job, also can reduce unemployment rate. In another way, the government can supper some money for companies, for example, the government can supper $1000 for each new employees to one or two years (only for new employees). We can use this pattern to improve economic and reduce unemployment rate to reach objective of economic reinstate.
http://money.cnn.com/2009/11/10/news/economy/job_openings/index.htm
Summary:
A lot of global economists think that the recession may be ending. But 15.7 million people still cannot find a job. The government of America shows a report that unemployment rate rose above 10%. In this report shows that a lot of companies still not recruit new employees because economical still not restore in America. They are waiting for economical restore. But some companies still recruit new employments. These companies are a wish in this time of high unemployment rare for the unemployed because they solution some problems about unemployment rare and keep their live.
Reaction:
In the time of high unemployment rare, the government of America has to make a bill to help the unemployed. I think that we have to increase consume in market of consumption. If we increase consume, the companies will increase yield. When companies increase yields, they must recruit some new employees. In this way, a lot of people will get a job, also can reduce unemployment rate. In another way, the government can supper some money for companies, for example, the government can supper $1000 for each new employees to one or two years (only for new employees). We can use this pattern to improve economic and reduce unemployment rate to reach objective of economic reinstate.
2009年11月3日 星期二
RRJ2
Reading reaction journal 2
Reference:
Christie.L November, 6, 2009 “$8,000 homebuyers tax credit extended”. Retrieved November, 10, 2009 from
http://money.cnn.com/2009/11/06/real_estate/tax_credit_extended/index.htm
Summary:
President Obama promotes a bill to help the market of home. There are four functions can get 8,000 credit in buyer’s tax. The some Legislators and industry agree this bill. This bill is already reaction achievement on the market of home.
The S&P/Case-Shiller Home Price Index has litter grow last month. But someone thinks that the bill is interim procedures for help market of home because not all people buy house because of the tax advantage. But the housing industry also pleased that this bill will improve the market of home.
Reaction:
This is a good a bill for first one of buyer. This bill has some advantages. One of the advantages is tax. Most homebuyers do not have more money to buy their first house. This bill can help them save some money about 7000 to 8000. Second one of the advantages is stimulate consumption in housing market. The housing market of consumption is not good in the last few years. A lot of companies of home and extend credit’s stock price from high price to low price, for example FRE, FNM. They used to have high stock price in the last few years. But now their stock price is low.
In this way, one can see the government of the America want to save the market of home. I think that the companies of home and extend credit will get a lot of yield when this bill successful.
Reference:
Christie.L November, 6, 2009 “$8,000 homebuyers tax credit extended”. Retrieved November, 10, 2009 from
http://money.cnn.com/2009/11/06/real_estate/tax_credit_extended/index.htm
Summary:
President Obama promotes a bill to help the market of home. There are four functions can get 8,000 credit in buyer’s tax. The some Legislators and industry agree this bill. This bill is already reaction achievement on the market of home.
The S&P/Case-Shiller Home Price Index has litter grow last month. But someone thinks that the bill is interim procedures for help market of home because not all people buy house because of the tax advantage. But the housing industry also pleased that this bill will improve the market of home.
Reaction:
This is a good a bill for first one of buyer. This bill has some advantages. One of the advantages is tax. Most homebuyers do not have more money to buy their first house. This bill can help them save some money about 7000 to 8000. Second one of the advantages is stimulate consumption in housing market. The housing market of consumption is not good in the last few years. A lot of companies of home and extend credit’s stock price from high price to low price, for example FRE, FNM. They used to have high stock price in the last few years. But now their stock price is low.
In this way, one can see the government of the America want to save the market of home. I think that the companies of home and extend credit will get a lot of yield when this bill successful.
2009年10月28日 星期三
RRJ1
Reading reaction journal 1
Reference:
Young.L September 11, 2009 “Survival Stories and Lessons from the Crash”. Retrieved October 28 2009 from http://www.businessweek.com/investor/content/sep2009/pi20090911_940812_page_2.htm
Summary:
After Lehman’s bankruptcy, there were hundreds of thousands of investors facing financial problems. First of all, you should not own more than 10% of your employer’s stock in your portfolio. Second, don’t buy more houses than you can afford. Additionally, the money we can spend is the money we actually have, that is, never over-budget. Also, we should amass a cash stash in order to have bigger emergency funds in case a tragedy happens. Furthermore, tune out the noise and make your own opinion. At last, keep it in perspective. Finding a reputable financial planner could probably lead you away from this nightmare. Through these survival stories and lessons, the author shares financial wisdom learned in the past year.
Reaction
The author began with providing several investors’ and employees’ failed stories in the stock-market crash which came after Lehman’s bankruptcy. From these bad experiences, the author tried to find strategies to avoid similar situations happened again. But in my view’s point, there are three factors we should acquaint while applying these lessons in your future investing decision. Obviously, the author ignored the lack of basic financial knowledge for individual investors. Furthermore, in fact, find a reputable financial planner will not promise to make things better. At last, the author tend to avoid mention market risk and investment risk that investor should afford by themselves.
Reference:
Young.L September 11, 2009 “Survival Stories and Lessons from the Crash”. Retrieved October 28 2009 from http://www.businessweek.com/investor/content/sep2009/pi20090911_940812_page_2.htm
Summary:
After Lehman’s bankruptcy, there were hundreds of thousands of investors facing financial problems. First of all, you should not own more than 10% of your employer’s stock in your portfolio. Second, don’t buy more houses than you can afford. Additionally, the money we can spend is the money we actually have, that is, never over-budget. Also, we should amass a cash stash in order to have bigger emergency funds in case a tragedy happens. Furthermore, tune out the noise and make your own opinion. At last, keep it in perspective. Finding a reputable financial planner could probably lead you away from this nightmare. Through these survival stories and lessons, the author shares financial wisdom learned in the past year.
Reaction
The author began with providing several investors’ and employees’ failed stories in the stock-market crash which came after Lehman’s bankruptcy. From these bad experiences, the author tried to find strategies to avoid similar situations happened again. But in my view’s point, there are three factors we should acquaint while applying these lessons in your future investing decision. Obviously, the author ignored the lack of basic financial knowledge for individual investors. Furthermore, in fact, find a reputable financial planner will not promise to make things better. At last, the author tend to avoid mention market risk and investment risk that investor should afford by themselves.
訂閱：
文章 (Atom)